Areas of Practice
Mortgage/Foreclosure Defense
Perhaps no State has felt the pain of the housing crisis as much as Florida. At Bret Jones, P.A., our attorneys represent homeowners who can no longer afford to pay their mortgage, banks who can no longer afford to allow their notes to go unpaid, and individuals who loaned money to their buyers and are no longer being paid. Our Florida lawyers and paralegals have experience negotiating from both sides and have had success reducing monthly mortgage payments, negotiating short sales, and obtaining deeds in lieu of foreclosure. The attorneys and staff also have had success foreclosing on behalf of private and public lenders and in arranging for modifications of loan payments so that individuals can keep their homes and banks or lenders can keep their notes current and active.
Thousands of Floridians are struggling to stay current on their mortgages and face the prospect of foreclosure. If you find yourself in that difficult situation, contact the attorneys at Bret Jones, P.A. immediately. You may be able to obtain a modification, conduct a short sale, or receive a deficiency waiver. In addition, our tax attorney is available to assist with the potential ramifications of a 1099 deficiency waiver and the potential tax effects of a foreclosure. Our legal staff is trained to negotiate with your lender and our attorneys will work closely with your lender, your real estate agent, and title insurance professionals to either save your home or minimize the pain of foreclosure. Contact the debt modification and foreclosure attorneys at Bret Jones, P.A. and let us help you understand your options.